18.00% when you open your account, based on your creditworthiness. Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances. With my 34 years of experience in financial services, the past 28 years being in the. We are wholeheartedly committed to providing you with financial peace of mind, and excellent service. I am grateful for the opportunity to serve as CEO of SkyOne Federal Credit Union. To avoid the monthly fee, one of the following requirements must be met each month: 1) Keep an average daily balance of $1,000 or more, 2) are a non-profit organization, or 3) is enrolled at SkyOne Federal Credit Union as a designated Select Employer Group (SEG).SkyOne CEO Joseph Whitaker | SkyOne FCU - Serving Aviation. 1 Business Checking account has a monthly fee of $9.95.